
BusinessWeek on Regina Herzlinger’s vision of a consumer-driven healthcare system:
- Consumers tailor their own health-care coverage, navigating in a national insurance market.
- Everyone must buy insurance, and the federal government maintains strict oversight to ensure price and coverage fairness.
- Small, disease-specific hospitals care for patients who don’t need all the services offered by medical centers.
- A national database contains the prices and outcomes for procedures at every hospital and clinic, so consumers can make informed choices.
- Individuals get generous tax breaks to buy their own insurance, with subsidies for those with low incomes.

